Another example of Canada’s dishonest climate policy

These linguistic evasions demonstrate both our continuing lack of seriousness about climate change and how the public policy agenda remains captured by the fossil fuel industry protecting its narrow interests:

Western premiers push back as Guilbeault calls for ‘phase-out of unabated fossil fuels’

We know that greenhouse gases are the cause and there is no solution to climate change without fossil fuel abolition, but we are stuck talking about a “phase down” instead of elimination, and using the magical idea of “abated” fossil fuels to use a technology that does not exist at scale (carbon capture and storage) to justify continued fossil fuel development.

Still Robarts-ing

After defending my dissertation in December and collecting my diploma in March, I have been watching my U of T benefits gets deactivated one by one. They cut off my dental insurance between when I defended and when I graduated. My campus wifi access was withdrawn several months ago. As of July, my T-card no longer provided access to Robarts or Gerstein libraries.

I feel it would be a shame to live in a city with a library system like U of T’s and be unable to access it. Luckily, as an alumnus I can get a borrower card for $70 per year. It comes with the very annoying restrictions of no campus wifi use, and no off-campus access to electronic databases — but it does provide access to all U of T libraries, allows you to withdraw fifty (50!) books, and allows access to services like research consultations. I now officially have permission to use U of T’s vast library resources to research anything of personal interest or importance. It’s also a great place to hide from summer heat if you don’t have AC at home.

Many Americans have paltry retirement savings

CBS News reports that many Americans (including members of “Generation X” born between 1965 and 1980) have paltry retirement savings:

The typical Gen-X household with a private retirement plan has $40,000 in savings, according to a report this week from the National Institute on Retirement Security (NIRS). The figures are even more more alarming for low-income Gen-Xers, who have managed to stash away no more than about $4,300, and often even less, the group found. Across all members of the generation, some 40% don’t have a penny saved for retirement.

“Gen-Xers are fast approaching retirement age, but the data indicate that the vast majority are not even close to having enough savings to retire,” NIRS Executive Director Dan Doonan said in a statement. “Most Gen-Xers don’t have a pension plan, they’ve lived through multiple economic crises, wages aren’t keeping up with inflation and costs are rising. The American Dream of retirement is going to be a nightmare for too many Gen-Xers.”

…

Members of Generation X — the roughly 64 million Americans sandwiched between Baby Boomers and Millennials — aren’t the only ones struggling to meet retirement goals. Although boomers say they need $1.1 million for retirement, the median retirement savings is $120,000 for that generation, according to a recent study from Natixis Investment Managers.

The implications are worrisome. Will these people end up in severe poverty without government or family support? Or will governments need to increase taxation to provide universal benefits to people who haven’t saved? What consequences will the stress of these unfunded retirement needs have for families and the social support net?

Related:

Rocking a 3M N95 outdoors and in

Right now, I have three reasons to wear a mask:

First, getting COVID would be a nightmare while I am desperately seeking housing, and while I am in a place with no kitchen or bathroom to myself if I need to isolate. I would rapidly go crazy if fully confined to my hot, muggy, awkward temporary bedroom.

Second, the wildfire smoke ebbs between visibly hazy and not very perceptible, but the PM2.5 and other components are awful for your lungs whether you can perceive them or not.

Third, I have vulnerable relatives with pre-existing conditions which could make COVID very serious for them.

Open thread: The worldwide crisis for renters

When people hear about my miserable 4-month search for an afforadle, available, and non-awful room to rent in Toronto, the glib answer is often that I should leave the city. After all, Toronto’s housing market is notoriously punishing.

I call the answer glib because it doesn’t reflect much awareness of what is also happening in potential alternative cities. Vancouver is about 10% more expensive, and cities with far fewer employment options like Guelph, Hamilton, and Barrie are only marginally cheaper. The crisis for renters is both multi-causal and global.

For instance: The UK housing crisis isn’t just about mortgages – private renters desperately need help too (“Three-fifths of private renters cannot afford a decent standard of living”)